Payline Data Review

Payline Data, LLC was started in 2009 with the vision of providing affordable business services for big and small businesses alike. Payline Data goes a step further and donates a minimum of 10% of commission fees  to a nonprofit or charity organization chosen by the business. Read our full Payline Data review to learn more about the services they offer.  This merchant service has plans for businesses of all size, high-risk merchants, and non-profit organizations. Whatever method of payment you need to accept, swiped credit cards, virtual terminal, ecommerce, etc., they has you covered. Payline Data offers merchant account services, payment gateway services, equipment, software, and a variety of other payment processing tools to meet users needs.

Who does Payline Data serve?

Understanding the type of businesses that the company serves will give users an idea of whether Payline Data will be able to meet their needs. Their website reports that they serve “non-profits, charities, small businesses, retail stores, e-commerce stores, restaurants, bars, grocery stores, financial institutions, gas stations, service industry, hospitality, government agencies, and B2B sales.” If your business or industry is not on the list, be sure to talk with a team member to discuss your exact payment processing needs.

Payline Data Pricing and Support

When selecting a merchant account or payment processing service there are a number of things to look for. Naturally price is an important part of the search because charges can vary greatly and there are many different types of fees and charges that can be incurred. Payline Data recognizes that getting a competitive quote can be difficult because of the many different factors involved in determining the cost for each business. The promise from Payline Data is that they have no hidden fees and use month-to-month contracts so you are never stuck in a long-term contract. Their website offers a simple comparison chart that gives a general overview of the schedule of fees. Some factors involved in determining rates include:

• Industry and type of business
• Type of credit cards customers use
• Swiped vs. non-swiped transactions
• Processing volume
• Average ticket size

Talking with a team member will help you determine your exact needs and the costs associated with the service, should you choose to use them for your payment processing needs. Payline Data is focused on meeting the needs of each of their customers and offers numerous support options to get in touch with someone when you have questions. A general support email will get you in touch with a support team member, or choose from several toll-free numbers to contact someone in the geographic area closest to you. Payline Data is headquartered in Chicago, IL and has several satellite offices including Whitestone, NY, St. Louis, MO, Michigan, Ohio, and Montana. Each team member is trained as a business consultant first, to ensure their ability to meet the needs of all types of business owners.

In today’s society it is crucial for a business to accept credit cards. Many businesses need to accept credit cards online, over the phone, some even want the ability to accept credit cards using a smart phone while they are on the road. Payline Data understands all of these needs and has the equipment, technology, and support to help you with the exact payment processing services you have in mind. Visiting the “Merchant Types” page on their site will provide a brief overview of the general needs for the different industries they supports.

Payline Data Security

No matter what type of payment processing a business is using, security is always a top consideration. Along with the convenience of this digital age comes the increased risk of financial fraud. As the business owner you not only have to worry about your own finances being secure and protected, you also have to worry about making sure your customers finances and personal data is kept secure. PCI DSS (Payment Card Industry Data Security Standard) compliance sets industry standards that help ensure secure processing for each involved party during every phase of the transaction process. Payline Data takes PCI DSS very seriously and current or potential customers can visit the site to learn about all of the security measures implemented to protect all sensitive data.

Talk with a Payline Data team member to discuss your exact payment processing needs. If you are currently with another provider and are looking for a cheaper solution, be sure to check out their “Best Price Promise” they guarantee to lower your merchant processing cost or they will pay you $500. Transferring is easy and the Payline Data team does everything for you, making sure you are up and running before they make the transfer so that you don’t lose any payments during the process. Visit Payline Data to learn more about their merchant services and talk to a team member to get an individualized quote and startaccepting credit cards today.