If you are in need of a high risk merchant account, look no further than eMerchantBroker. They approve over 95% of people applying for an eMerchantBroker merchant account.  This is great news for anyone that is having problems getting set up with a merchant service because they are in an industry that is considered high risk. eMerchantBroker is one of the most established high risk merchant account providers.  In addition to merchant accounts, eMerchantBroker offers their clients a wide selection of services to ensure their client’s business is successful. In our eMerchantBroker review, we are going to take a look at the company, their services, and how you can properly utilize eMerchantBroker.

Founded: April 2011

Better Business Bureau rating: A+

Website: eMerchantBroker

eMerchantBroker has been in the high risk merchant account field since 2011. During that time they have built up their business to where it is today, one of the best merchant account providers you can find. Having worked with thousands of different businesses, eMerchantBroker has been able to fine tune their products to meet all the specific demands of various businesses.

EMerchantBroker strives on customer service and makes sure they provide the highest quality they can. That is one of the reasons why they have a perfect A+ rating with the Better Business Bureau. In fact, they have a five star rating based off of 54 comments! Most of the comments deal with their customer service. Some examples of the reviews are the following:

“Fantastic experience and overall very easy process!”

“Scott is very helpful in helping me getting a high risk merchant account. If you need a merchant account for your business he is your guy!”

“I highly recommended contacting Scott Tracy for your merchant processing needs. He had me up and running in just a couple days! He is very friendly and reliable. Thank you Scott for all of your help!!!”

“I wish there were more than 5 stars to select, because of the outstanding service from Scott Tracy at eMerchantBroker. Going above and beyond the call of duty, Scott has been so helpful to our company, we are very happy to have his services available whenever we need them. Thanks again Scott.”

eMerchantBroker has many different services they can offer you but are mainly geared towards high risk businesses. Some of their services are the following:

• High risk merchant accounts
• Merchant accounts
• Chargeback protection
• Business funding
• Payment gateways
• ACH processing software

You may be wondering what a merchant account is and how that varies from a high risk one that eMerchantBroker specializes in. A merchant account is a specific type of bank account that businesses use to accept electronic forms of payment. This can be through a website shopping cart, at a retail business in the form of an actual swiped debit or credit card, through a telephone call where the account information is entered manually or any other means of collecting funds from customers for a business transaction. For some businesses it is difficult to get approval for merchant services either because they have bad, or no, credit or because the business is considered high risk. Some business ventures that may be considered high risk include CBP, adult sites, bail bonds, collection agencies, credit repair, smoke shops, internet startups, medical marijuana, nutraceuticals, online guns/firearms, online dating, travel agencies, timeshare related business, offshore businesses, and others. If you are involved in or thinking of starting any of these types of businesses, or any of business that you have declined merchant services for because it is considered “high risk”, talk to the team at eMerchantBroker.com.

Applying for a high risk merchant account with eMerchantBroker is easy. eMerchantBroker offers an online application form and can have most domestic businesses approved within 24-48 hours. If you are not sure which type of merchant account you are in need of you can talk to the sales and support team and they will help you determine which will best fit your business needs. Agents are available via live chat or a toll-free phone number, or you can fill out the web form with your basic company information and a team member will get back to you with my information about the options that are available to your business.

Rates and fees will vary depending on the type of merchant account and the industry that the business is in. A regular high risk merchant account has no setup fees and starts at rates as low as 2.49%, this type of account is perfect for credit repair, collections, e-cigs, online firearms, and travel industries. The ultra-high risk merchant accounts also have no setup fee and rates that start as low as 3.49%. The ultra-high risk accounts are perfect for adult, escort services, penny auctions, nutraceuticals, and trial offer and continuity industries. The international merchant accounts have rates starting as low as 6.95% with no set up fee, all types of merchants are approved and start ups are ok. eMerchantBroker.com includes a virtual terminal that makes it possible to accept credit cards via a computer connected to the internet. The virtual terminal also makes it possible to set recurring billing options.

Many of the merchant accounts have 24 hour funding, meaning your customer’s funds will be deposited into your account within 24 hours and all accounts are 100% PCI (Payment Card Industry) compliant. PCI compliance makes sure the merchant is adhering to the most current industry standards and regulations regarding payment processing security. eMerchantBroker.com is also backed by TRUSTe (a data privacy management company) and has earned an A rating with the Better Business Bureau (BBB), visit their site to learn more about these and other awards that verify the trustworthiness and security of eMerchantBroker.com

eMerchantBroker offers all of their clients free support. While it’s not 24/7 customer support it is still a very good system . In addition to telephone support, eMerchantBroker  offers their clients with email and live chat support. Plus their official website has some great resources on it to help you out if the office is closed.

Overall, eMerchantBroker is one of the best high risk merchant accounts that we have found. When it comes to high risk merchant accounts, they tend to be overpriced. Not with eMerchantBroker. They charge you a reasonable fee while still providing you all the tools you need to run a successful business. While we are very cautious in a lot of high risk merchant account providers, we have full confidence in eMerchantBroker and recommend them for your next high risk merchant account!