AdvoCharge Review

AdvoCharge merchant services was created by a team of individual business owners that were tired of seeing merchant service providers luring customers in with promises of lower pricing and then raising the rates and blaming the higher prices on increased rates by the credit card companies, even though there had been no change and they were using the increased rates to make more money for themselves. The AdvoCharge team is committed to honesty and integrity in all their business practices.  In our AdvoCharge review we will take a look at the philosophy and practical application of the principles adopted by AdvoCharge and how they have come together to help the company earn recognition as one of the best merchant services in the industry.

AdvoCharge Review

In our AdvoCharge review we were pleased to find great transparency in the business model and pricing structure readily available on their website. Many merchant service providers don’t offer any pricing information and give little or no-detail about how their rates are determined. Because processing rates vary with the method used for collecting the credit card information for processing (swiped cards, internet transactions, pay by phone, etc.) as well as the type of industry (low risk vs. high risk), each business is going to need to get a detailed quote from the merchant providers he/she is most interested in using. However, there are other set fees that should be openly disclosed, as well as information about how processing rates are determined and calculated. The following list is taken directly from the AdvoCharge website about how they do business:

• We use interchange pricing only
• We have secured rates at cost with our processors
• Rates are locked for the life of your account
• No setup or cancellation fees
• Our compensation is based on a flat monthly fee
• Averages savings of 72% over fees paid to previous processor
• We are not aligned with any one processor, but instead connect our customers with the processor that best meets their needs
• With AdvoCharge as your merchant service advocate, we eliminate the need to re-evaluate your credit card processor every few years

As you can see from the list, AdvoCharge is upfront and clear about their pricing. Processing rates are determined by interchange pricing (rates set by Visa and Mastercard and associated with every type of credit card in circulation).  The AdvoCharge Rates & Pricing page details other fees that make be applicable to your merchant account: a $6 per month statement fee (most merchants charge $10 or more),  and a $5 per month PCI-DSS security scan fee. AdvoCharge is committed to getting the best pricing and processing rates for each individual customer. If you are with another processor currently, AdvoCharge can take your current processing statement and give you a side-by-side comparison of the rates they can offer your business. Those businesses that are looking for their first merchant service can get a detailed quote for your specific business needs.

AdvoCharge Products and Services

AdvoCharge has the best hardware & software to support all types of business, options include: credit card terminals, integrated point of sale systems, ecommerce gateway, PC-based processing solutions, mobile/wireless solutions, QuickBooks integration, ATM equipment and services, check validation, and gift and rewards cards. AdvoCharge has experience in meeting the needs of  a variety of businesses and will negotiate with the processors to get the best possible rates for their clients, if necessary.

Check out the Merchant Services 101 video series on the AdvoCharge website to learn more about the merchant services industry. Understanding the credit card industry, and how it is important to your particular business, will help you determine which merchant account provider and merchant services will serve you the best. The video series can help you understand pricing models, interpret merchant account statements, compare interchange pricing vs. tiered pricing,  and understand other processing options. In the video series you can also learn about PCI compliance and safety measures that are essential for protecting your business.

Visit AdvoCharge.com for detailed information on the merchant services they offer or to contact the friendly, helpful staff. We are happy to recommend AdvoCharge as one of the best merchant service providers with an honorable reputation and dedication to honesty and integrity.