A DowCommerce Internet payment gateway account includes many great items for free such as, integrated shopping cart, Quickbooks Integration, Multi-User access, Automatic Recurring Billing, and acceptance into their partner program. They also include a free merchant account with very low processing fees. DowCommerce offers you the option to sign up online or call a toll free number, giving you the opportunity to ask any questions without waiting for an email reply. The only additional fees they charge is if you want fraud protection and even then they offer a great rate for this service. In our DowCommerce review we will cover all that in more depth plus more information on the DowCommerce merchant accounts.

Location: Bloomington, Illinois

Founded: 2007

Website: DowCommerce

DowCommerce is part of the Capital Merchant Solutions company and a partner of Network Merchant Inc. They have been providing cheap merchant accounts and eCommerce solutions for many years. They offer one of the most powerful, feature packed, internet gateways you will find.

DowCommerce is a registered ISO and MSP of Deutsche Bank.

A search of DowCommerce on the Better Business Bureau shows they have an A+ rating. This is very good for a company in their industry.  Currently there are no customer reviews listed for DowCommerce on the Better Business Bureau website.

When choosing DowCommerce for your eCommerce solutions you will get everything you need to make your internet dream business come true. The DowCommerce payment gateway provides you with a free merchant account set up with very reasonable and competitive processing rates.  DowCommerce gives you free merchant account and the NMI payment gateway setup.  As you may know, many merchant account providers charge a fairly significant fee just for the setup of these types of products.  Not only are these setup fees free but if you also choose to open an Internet merchant account with Capital Merchant Solutions, Inc. they will also throw in free setup fees for that as well.

The DowCommerce system is set up to handle eCommerce website sales, retail sales, and mobile sales. All three types of sales are popular these days and something that every business needs to be consider.

Perhaps the best feature of DowCommerce is that you get the NMI payment gateway. The NMI payment gateway is one of the best payment gateways you can find. It is built to handle the smallest business to the largest business. Below are some of the key features of the NMI payment gateway.

• Virtual terminal- This virtual terminal allows you to authorize, process, and manage credit card payments.
• Batch upload processing- Simply upload your data file to the DowCommerce payment server and your transactions will be processed specifically to your needs and wants.
• Product manager- Think of this feature as an inventory organizational tool. You can easily enter and manage all your products.
• API integration- An absolute most for processing credit cards these days. The DowCommerce API integration will securely process your payments using an SSL.
• Free shopping cart- Every DowCommerce NMI payment gateway includes a free shopping cart. You can customize the shopping cart to your brand and liking.
• Accept eChecks- Electronic checks or eChecks are common these days. With DowCommerce you can easily accept electronic checks.
• Recurring billing- With DowCommerce you can bill your customers daily, weekly, or monthly.

When you compare the DowCommerce NMI gateway to other top providers such as Authorize.net you will see that you get a lot more features with DowCommerce.

• Setup cost: FREE
• Gateway fee: As low as $14.95 a month
• Transaction fee: As low as .10 cents per transaction

DowCommerce is a solid choice for a payment gateway and merchant account. What is nice about DowCommerce is that if you already have a merchant account, you can still get access to the DowCommerce NMI gateway.  Just like all merchant accounts, it is best that you contact DowCommerce to find out if they offer you all the products you need to successfully conduct credit card transactions.